01658 郵儲銀行
按盤價 
4.520 -0.010 (-0.221%) 盈利能力分析
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 資產回報率 (%) | 0.543% | 0.607% | 0.612% | 0.595% | 0.618% |
| 股東資金回報率 (%) | 11.021% | 11.831% | 11.477% | 11.306% | 11.968% |
基本指標
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 淨利息收益率 (%) | 2.01% | 2.2% | 2.36% | 2.42% | 2.53% |
| 淨息差 (%) | 1.99% | 2.18% | 2.3% | 2.36% | 2.48% |
| 資本充足比率 (%) | 14.23% | 13.82% | 14.78% | 13.88% | 13.52% |
| 第一級資本比率 (%) | 11.61% | 11.29% | 12.39% | 11.86% | 10.87% |
| 核心資本比率 (%) | -- | -- | -- | -- | -- |
| 流動資金比率 (%) | 83.39% | 73.87% | 72.86% | 71.61% | 67.96% |
經營表現指標
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 利息支出 / 利息收入比率 (%) | 43.450% | 42.309% | 40.345% | 39.129% | 37.884% |
| 其他經營收入 / 經營收入比率 (%) | 17.816% | 18.425% | 15.583% | 11.572% | 12.424% |
| 成本 / 收入比率 (%) | 65.659% | 62.220% | 59.853% | 58.626% | 57.007% |
貸款及存款指標
| 2023/12 | 2022/12 | 2021/12 | 2020/12 | 2019/12 | |
| 流動資金 / 客戶存款比率 (%) | 13.073% | 13.596% | 13.742% | 14.597% | 15.598% |
| 呆壞帳準備 / 客戶貸款比率 (%) | 2.867% | 3.228% | 3.361% | 3.567% | 3.340% |
| 貸存比率 (%) | 56.716% | 54.880% | 54.934% | 53.218% | 51.622% |
| 客戶貸款 / 總資產比率 (%) | 50.330% | 49.602% | 49.549% | 48.553% | 47.061% |
| 備註： | 即時報價更新時間為20/12/2024 17:59 |
| 港股即時基本市場行情由香港交易所提供; 香港交易所指定免費發放即時基本市場行情的網站 | |
| 股東應佔溢利/(虧損) (千) | RMB 43,499,000 |
| 增長率 | -1.693% |
| 每股盈利/(虧損) | RMB 0.440 |
| 每股帳面資產淨值 (¥) | RMB 8.118 |
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